About
Home ownership is hundreds of financial decisions.
Home ownership involves hundreds of financial decisions, but the information homeowners receive is often complicated, fragmented, or designed to sell them something.
TheHomeNumbers exists to make those decisions easier.
We turn household expenses into understandable numbers so homeowners can see what they are spending, compare their options, and make informed decisions about their own homes.
Plain English, always
If a result needs accounting or energy jargon to make sense, we haven't finished the work. Every number is labeled with what it means.
We never invent savings
When there isn't enough information to calculate a dollar amount, we say so instead of showing an impressive-looking guess.
Nothing to sell you
We don't sell mortgages, insurance, solar or home services, and we don't run your inputs through a lead form.
You keep the decision
The tools show you the math and the trade-offs money can't measure. What to do with your home is your call.
About your information
The calculators work without needing any of your personal information or needing you to set up an account. Any information you enter during your session visit is not collected or shared and is not retained after you exit your browser session. We provide a convenient way to print out your results if you wish to keep that information for future use.
One more thing
TheHomeNumbers provides educational calculators and general information — not financial, tax, legal or insurance advice. For decisions with big consequences, use these results as preparation for a conversation with a professional you choose.