HOMEOWNERS INSURANCE TOOL
Is it worth comparing homeowners insurance?
Enter your current premium. If you have another quote, we'll compare the cost. If not, we'll show whether it may be worth getting a few quotes.
Your current policy
Your premium and deductible are on your declarations page or renewal notice.
A competing quote, if you have one
Leave this blank if you haven't shopped yet — we will not estimate a saving for you.
Anything changed?
These don't produce a dollar figure. They tell us whether a comparison is likely to be worth your time.
Your Results
Based only on what you entered. Without a comparable quote, potential savings stay unknown.
What we can tell you
Enter your current annual premium to begin
Your premium is on your policy declarations page or your renewal notice. Everything else on this page is optional.
Compare coverage before you compare price
- Dwelling coverage — is the rebuild amount the same, and is it enough?
- Roof settlement — replacement cost or actual cash value? This is the biggest hidden difference between similar-looking policies.
- Separate wind, hail or hurricane deductibles, often a percentage rather than a flat amount.
- Personal property and loss of use limits.
- Endorsements you rely on — water backup, service line, extended replacement cost.
This is general educational information, not insurance advice. Coverage decisions depend on your home and your risk — a licensed agent can review the specifics. Read How Often Should You Compare Homeowners Insurance Quotes?.
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