Tools
Tools to help you understand what your home costs.
Choose the question you want to answer. Each free tool turns your numbers into practical information you can use to make better decisions about your home.
Home Savings Audit
Not sure where to begin? Start here. Answer a few questions and we’ll point out which home expenses may be worth reviewing.
About 8 minutes · no account needed
True Home Cost
See your full monthly and annual cost of owning and running your home, including expenses beyond the mortgage.
About 5 minutes · no account needed
Utility Bill Detective
Compare utility bills, spot unusual increases, and understand what may be driving the change.
About 3 minutes · no account needed
Repair vs. Replace
See whether repairing something makes financial sense or whether replacing it may cost less in the long run.
About 2 minutes · no account needed
Home Maintenance Forecast
See which major home systems may be worth planning for over the next several years, and how your maintenance reserve compares.
About 3 minutes · no account needed
Mortgage Planner
See how extra principal payments could change your payoff date and interest, or compare a refinance offer with your current loan.
About 3 minutes · no account needed
Upgrade Payback
See whether a home improvement or efficiency upgrade is worth the investment and how long it may take to pay for itself.
About 3 minutes · no account needed
Appliance Operating Cost
Estimate what an appliance adds to your electric bill using its actual wattage or a typical-use estimate.
About 2 minutes · no account needed
Homeowners Insurance
See whether comparing homeowners insurance quotes is worth your time, and what a different premium would really save.
About 3 minutes · no account needed
Solar Savings
Compare staying with your utility against a solar quote you've been given, using your own bill and your own numbers.
About 5 minutes · no account needed